Stephen M Gross, Inc.
Website Terms of Use
Terms of Use
By using this website, http://stevegrossinc.com (the “Website”), you agree to be bound by the Terms of Use set forth below, which may be modified by us at any time without prior notice. All users, clients and prospective clients agree, as a condition precedent to access the Company’s web site, to release and hold harmless Stephen M Gross, Inc., its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Stephen M Gross, Inc.
Disclaimer of Warranty and Limitation of Liability
The content of this Website is provided “as is” without warranty of any kind (express or implied). Stephen M Gross, Inc. does not assume any obligation to update the information and data on this Website and does not guarantee that it is accurate, current, valid, complete or suitable for any particular purpose.
We make no representations concerning this website, or to any websites to which this website may be linked and disclaims all express, implied and statutory warranties of any kind, including warranties of merchantability, non-infringement or fitness for a particular purpose, to the fullest extent allowed by applicable law. In no event shall Stephen M Gross, Inc. or any of its, officers, employees, or other representatives be liable or have any responsibility of any kind for any direct, indirect, special, consequential, multiple, punitive or other damages arising from information on this website or the use of this website.
This Website may provide access to additional investment-related information, publications, and links. We make no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information posted on this Website, or prepared by us or any third party, whether linked to the Company’s Website or incorporated herein, and therefore take no responsibility. All materials are provided solely for information purposes only and users should be guided accordingly.
Social Media
We may repost, share or “like” links to materials posted on the Internet or by other social media users. This should not be construed as an endorsement. The Company does not control or endorse and is not responsible for the contents, operation, or security of other social media sites. Users should be aware of the risks in clicking on such links which may result in harm to your computer or take you to inappropriate sites. Stephen M Gross, Inc. reserves the right to remove, or modify any posted materials at any time for any reason and without prior notice.
If you are a Stephen M Gross, Inc. client, we request that you contact us for any questions regarding your account, any investments, products or services. Please do not use social media to communicate or transmit any information or orders regarding your account. This is not a secure method of communication and there should be no expectation of privacy in such communications. Communications made over social media or electronic networks are subject to review and to our record retention requirements.
No Investment Recommendation, Solicitation or Advice
This Website is for informational purposes and limited to the dissemination of general information pertaining to our advisory services. Stephen M Gross, Inc. does not intend the information on this Website to be investment advice, and the information presented on this website should not be relied upon to make an investment decision. All investments and investment strategies carry risk of loss. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, investment model, or product will be profitable or prove successful.
The Company does not conduct a business in in any state or jurisdiction where it is not registered or otherwise exempt from registration, or where such offer, solicitation, purchase or sale would be unlawful under the laws of such state or jurisdiction.
Stephen M Gross, Inc. is not an accountant or law firm and does not provide tax or legal advice. You should consult with your attorney, or tax professional regarding your specific legal or tax situation.
Stephen M Gross, Inc. is an Investment Advisor located in Edgewater, New Jersey. The Company offers a broad range of investment advisory and wealth management products. A copy of our current Form ADV Part 2A Disclosure Brochure which discusses among other things, our business practices, services and fees is available through the SEC’s public disclosure website at: www.adviserinfo.sec.gov, or by contacting us. You may also contact us to request a copy of the Form ADV Part 2B Brochure Supplements for our investment advisor representatives. You can reach us at: (201) 313-0999, or via email at: steve@SteveGrossInc.com.
Privacy Policy Notice
Updated: January 2020
Stephen M. Gross, Inc. (collectively “the Company,” “we,” “or,” “us”) has adopted this privacy policy recognizing that protecting the privacy and security of the personal information we obtain about our clients is an important responsibility. We also know that you expect us to service your account in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you to help us serve your financial needs, provide customer service, offer new products or services and fulfill legal and regulatory requirements. Any collection of personal information is to support our normal business operations and service your account. We want you to know what information we collect and how we use and safeguard that information.
Information We Collect: We collect nonpublic personal, financial and health information about you form information we receive from you. The sources and the information collected may include:
Sharing Information: As required or permitted by law, we disclose the nonpublic personal information we collect about our customers: (i) to persons necessary to effect the transactions and provide the services that our customers authorize, such as broker-dealers, custodians, third party advisers, insurance companies, or other financial institutions or service providers, etc. who are subject to the same type of regulations and restrictions as we are on disclosing client’s personal Information; (ii) to persons assessing our compliance with industry standards (e.g., regulatory authorities, etc.); (iii) our attorneys, accountants, consultants and auditors; or (iv) as otherwise provided by law. Service providers acting on our behalf who have access to our client’s personal data are contractually obligated to safeguard our client’s personal data, treat information provided by us as strictly confidential, and use the information solely in connection with providing services requested by us. These third parties are prohibited to use or share the Information for any other purposes.
Protecting Your Information: We maintains commercially reasonable physical, electronic and procedural safeguards to protect your nonpublic personal information to ensure we are complying with our policy, industry practices and federal or state regulations. These security measures include computer safeguards and secured files and buildings. Our employees are subject to a Code of Ethics and strict policies requiring confidential treatment of customer information. Employees are required to access client information only for legitimate business purposes. Employees are trained on the proper safeguarding of customer information and are subject to disciplinary action for failing to follow our policy.
Former Clients: If you decide to close your account(s) or become an inactive customer, we will adhere to our privacy policies, as described in this notice.
Changes to Our Privacy Policy: In the event there were to be a material change to our privacy policy regarding how we use your confidential Information; we will provide written notice to you. Where applicable, you will be given an opportunity to limit or opt-out of such disclosure arrangements.
Questions: If you have questions about this privacy notice or about the privacy of your personal information, please contact us with any questions at: 201-313-0999, email: steve@SteveGrossInc.com.
Website Terms of Use
Terms of Use
By using this website, http://stevegrossinc.com (the “Website”), you agree to be bound by the Terms of Use set forth below, which may be modified by us at any time without prior notice. All users, clients and prospective clients agree, as a condition precedent to access the Company’s web site, to release and hold harmless Stephen M Gross, Inc., its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Stephen M Gross, Inc.
Disclaimer of Warranty and Limitation of Liability
The content of this Website is provided “as is” without warranty of any kind (express or implied). Stephen M Gross, Inc. does not assume any obligation to update the information and data on this Website and does not guarantee that it is accurate, current, valid, complete or suitable for any particular purpose.
We make no representations concerning this website, or to any websites to which this website may be linked and disclaims all express, implied and statutory warranties of any kind, including warranties of merchantability, non-infringement or fitness for a particular purpose, to the fullest extent allowed by applicable law. In no event shall Stephen M Gross, Inc. or any of its, officers, employees, or other representatives be liable or have any responsibility of any kind for any direct, indirect, special, consequential, multiple, punitive or other damages arising from information on this website or the use of this website.
This Website may provide access to additional investment-related information, publications, and links. We make no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information posted on this Website, or prepared by us or any third party, whether linked to the Company’s Website or incorporated herein, and therefore take no responsibility. All materials are provided solely for information purposes only and users should be guided accordingly.
Social Media
We may repost, share or “like” links to materials posted on the Internet or by other social media users. This should not be construed as an endorsement. The Company does not control or endorse and is not responsible for the contents, operation, or security of other social media sites. Users should be aware of the risks in clicking on such links which may result in harm to your computer or take you to inappropriate sites. Stephen M Gross, Inc. reserves the right to remove, or modify any posted materials at any time for any reason and without prior notice.
If you are a Stephen M Gross, Inc. client, we request that you contact us for any questions regarding your account, any investments, products or services. Please do not use social media to communicate or transmit any information or orders regarding your account. This is not a secure method of communication and there should be no expectation of privacy in such communications. Communications made over social media or electronic networks are subject to review and to our record retention requirements.
No Investment Recommendation, Solicitation or Advice
This Website is for informational purposes and limited to the dissemination of general information pertaining to our advisory services. Stephen M Gross, Inc. does not intend the information on this Website to be investment advice, and the information presented on this website should not be relied upon to make an investment decision. All investments and investment strategies carry risk of loss. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, investment model, or product will be profitable or prove successful.
The Company does not conduct a business in in any state or jurisdiction where it is not registered or otherwise exempt from registration, or where such offer, solicitation, purchase or sale would be unlawful under the laws of such state or jurisdiction.
Stephen M Gross, Inc. is not an accountant or law firm and does not provide tax or legal advice. You should consult with your attorney, or tax professional regarding your specific legal or tax situation.
Stephen M Gross, Inc. is an Investment Advisor located in Edgewater, New Jersey. The Company offers a broad range of investment advisory and wealth management products. A copy of our current Form ADV Part 2A Disclosure Brochure which discusses among other things, our business practices, services and fees is available through the SEC’s public disclosure website at: www.adviserinfo.sec.gov, or by contacting us. You may also contact us to request a copy of the Form ADV Part 2B Brochure Supplements for our investment advisor representatives. You can reach us at: (201) 313-0999, or via email at: steve@SteveGrossInc.com.
Privacy Policy Notice
Updated: January 2020
Stephen M. Gross, Inc. (collectively “the Company,” “we,” “or,” “us”) has adopted this privacy policy recognizing that protecting the privacy and security of the personal information we obtain about our clients is an important responsibility. We also know that you expect us to service your account in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you to help us serve your financial needs, provide customer service, offer new products or services and fulfill legal and regulatory requirements. Any collection of personal information is to support our normal business operations and service your account. We want you to know what information we collect and how we use and safeguard that information.
Information We Collect: We collect nonpublic personal, financial and health information about you form information we receive from you. The sources and the information collected may include:
- Identifying Information on applications and related forms such as your name, age, address, social security or tax identification number, assets and income, (medical information if applying for insurance. )
- Information regarding your transactions with us, such as products or services purchased, account balances and payment history.
- Information we may receive from consumer reporting agencies (e.g., credit bureaus), such as credit relationships.
- as well as various documents.
- Information from your employer, association or benefit plan sponsor such as name, address, social security number, assets and income.
- Other personal and household information such as investment objectives, financial goals, statements of account, and other records concerning your financial condition and assets, together with information concerning as applicable, wills, trusts, mortgages, tax returns, spending habits, employee benefits and retirement plan interests.
Sharing Information: As required or permitted by law, we disclose the nonpublic personal information we collect about our customers: (i) to persons necessary to effect the transactions and provide the services that our customers authorize, such as broker-dealers, custodians, third party advisers, insurance companies, or other financial institutions or service providers, etc. who are subject to the same type of regulations and restrictions as we are on disclosing client’s personal Information; (ii) to persons assessing our compliance with industry standards (e.g., regulatory authorities, etc.); (iii) our attorneys, accountants, consultants and auditors; or (iv) as otherwise provided by law. Service providers acting on our behalf who have access to our client’s personal data are contractually obligated to safeguard our client’s personal data, treat information provided by us as strictly confidential, and use the information solely in connection with providing services requested by us. These third parties are prohibited to use or share the Information for any other purposes.
Protecting Your Information: We maintains commercially reasonable physical, electronic and procedural safeguards to protect your nonpublic personal information to ensure we are complying with our policy, industry practices and federal or state regulations. These security measures include computer safeguards and secured files and buildings. Our employees are subject to a Code of Ethics and strict policies requiring confidential treatment of customer information. Employees are required to access client information only for legitimate business purposes. Employees are trained on the proper safeguarding of customer information and are subject to disciplinary action for failing to follow our policy.
Former Clients: If you decide to close your account(s) or become an inactive customer, we will adhere to our privacy policies, as described in this notice.
Changes to Our Privacy Policy: In the event there were to be a material change to our privacy policy regarding how we use your confidential Information; we will provide written notice to you. Where applicable, you will be given an opportunity to limit or opt-out of such disclosure arrangements.
Questions: If you have questions about this privacy notice or about the privacy of your personal information, please contact us with any questions at: 201-313-0999, email: steve@SteveGrossInc.com.